IOWN HOLDINGS INC S-1

S-1

FORM S-1

EX-3.2

FORM OF RESTATED CERTIFICATE OF INCORPORATION

EX-3.3

BYLAWS OF IOWN

EX-3.4

FORM OF BYLAWS OF IOWN TO BE ADOPTED

EX-10.1

FORM OF INDEMNIFICATION AGREEMENT

EX-10.4

RESTATED INVESTOR RIGHTS AGREEMENT

EX-10.5

1997 STOCK OPTION PLAN

EX-10.6

SERIES D PREFERRED STOCK PURCHASE AGREEMENT

EX-10.7

INTERACTIVE SERVICES AGREEMENT

EX-10.8

PROMOTION AGREEMENT WITH NBCI/SNAP!

EX-10.9

AGREEMENTS WITH HOMES.COM

EX-10.10

PLATINUM PREMIER PARTNER PACKAGE AGREEMENT

EX-10.11

WAREHOUSING CREDIT AND SECURITY AGREEMENT

EX-10.13

SUBORDINATED LOAN AND SECURITY AGREEMENT

EX-10.14

STANDARD INDUSTRIAL/COMMERCIAL LEASE

EX-10.15

OFFICE LEASE WITH MT. DIABLO TECH

EX-10.16

MASTER LEASE AGREEMENT WITH LINE CAPITAL

EX-10.17

SENIOR LOAN AND SECURITY AGREEMENT WITH PHOENIX

EX-10.18

AGREEMENT AND PLAN OF MERGER WITH GENESIS 2000

EX-10.19

LEASE WITH WALCOTT BUSINESS CENTER

EX-10.20

AGREEMENT WITH FIRST FRANKLIN FINANCIAL CORP

EX-10.21

AGREEMENT WITH FEDERAL HOME LOAN MORTGAGE CORP

EX-10.22

MASTER AGREEMENT WITH FANNIE MAE

EX-10.23

EMPLOYMENT AGREEMENT WITH EDWARD P. HOYT

EX-10.24

SERIES E PREFERRED STOCK PURCHASE AGREEMENT

EX-10.25

FORM OF WARRANT TO PURCHASE COMMON STOCK

EX-10.26

WARRANT TO PURCHASE COMMON STOCK

EX-11.1

STATEMENT OF COMPUTATION OF PER SHARE EARNINGS

EX-12.1

STATEMENT REGARDING COMPUTATION OF RATIOS

EX-21.1

SUBSIDIARIES OF IOWN HOLDINGS, INC.

EX-23.1

CONSENT OF PRICEWATERHOUSECOOPERS

EX-23.2

CONSENT OF PRICEWATERHOUSECOOPERS

EX-23.3

CONSENT OF KPMG LLP

EX-23.5

CONSENT OF THOMAS H. MEYER

EX-27.1

FINANCIAL DATA SCHEDULE