SMITH RICHARD A 4

What Happened
Richard A. Smith, a director of OneMain Holdings, was granted 3,243 restricted stock units (RSUs) on February 11, 2026. The Form 4 reports the grant at $0.00 per unit (transaction code A); the units will convert into one share of common stock per vested RSU when they vest. This is a compensation award rather than an open-market purchase or sale.

Key Details

• Transaction date: February 11, 2026; Form 4 filed February 13, 2026 (timely filing).
• Grant: 3,243 restricted stock units; reported price $0.00 (award/grant, code A).
• Vesting: 100% vests on January 4, 2027, contingent on continuous service as a director (see footnote).
• Plan: Granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan.
• Shares owned after transaction: Not specified in the filing excerpt provided.
• No 10b5-1 plan, tax-withholding, or immediate sale noted in this filing.

Context
RSUs are a form of equity compensation that convert to actual shares only upon vesting and subject to service conditions; they are not an immediate cash purchase or sale. Director RSU grants are routine compensation and do not, by themselves, indicate a personal market buy/sell decision.