BOATMENS BANCSHARES INC /MO 10-K

1995 FORM 10-K

CERTIFICATE OF DESIGNATION OF CUMULATIVE CONVERTIBLE STOCK

AMENDMENT BYLAWS

ASSIGNMENT AND ASSUMPTION OF AND AMENDMENT TO DEPOSIT AGR.

EMPLOYMENT AGREEMENT FOR ANDREW B. CRAIG, III

EMPLOYMENT AGREEMENT FOR SAMUEL B. HAYES, III

AMENDED 1982 LONG TERM INCENTIVE PLAN

1987 NON-QUALIFIED STOCK OPTION PLAN

BOATMEN'S SUPPLEMENTAL RETIREMENT PLAN

EMPLOYMENT AGREEMENT FOR GREGORY L. CURL

CHANGE-IN-CONTROL SEVERANCE PLAN

EXECUTIVE DEFERRED COMPENSATION PLAN

1991 INCENTIVE STOCK OPTION PLAN

1992 ANNUAL INCENTIVE BONUS PLAN

1996 STOCK INCENTIVE PLAN

PORTIONS OF ANNUAL REPORT

SUBSIDIARIES OF THE CORPORATION

CONSENT OF INDEPENDENT AUDITORS

ARTICLE 9 FINANCIAL DATA SCHEDULE