EX-20.1 2 v05986exv20w1.txt EXHIBIT 20.1 EXHIBIT 20.1 ------------ WFS FINANCIAL 2004-1 OWNER TRUST Statement to Securityholders for Collection Period ended January 31, 2005 for Distribution Date of February 22, 2005 Class A-1 Original Principal Balance 222,000,000.00

WFS FINANCIAL 2004-1 OWNER TRUST Statement to Securityholders for Collection Period ended January 31, 2005 for Distribution Date of February 22, 2005 Class A-2 Original Principal Balance 555,000,000.00

WFS FINANCIAL 2004-1 OWNER TRUST Statement to Securityholders for Collection Period ended January 31, 2005 for Distribution Date of February 22, 2005 Class A-3 Original Principal Balance 200,000,000.00

WFS FINANCIAL 2004-1 OWNER TRUST Statement to Securityholders for Collection Period ended January 31, 2005 for Distribution Date of February 22, 2005 Class A-4 Original Principal Balance 331,750,000.00

WFS FINANCIAL 2004-1 OWNER TRUST Statement to Securityholders for Collection Period ended January 31, 2005 for Distribution Date of February 22, 2005 Class B-1 ~~Original Principal Balance 56,250,000.00~~

WFS FINANCIAL 2004-1 OWNER TRUST Statement to Securityholders for Collection Period ended January 31, 2005 for Distribution Date of February 22, 2005 Class C-1 ~~Original Principal Balance 63,750,000.00~~

WFS FINANCIAL 2004-1 OWNER TRUST Statement to Securityholders for Collection Period ended January 31, 2005 for Distribution Date of February 22, 2005 Class D-1 ~~Original Principal Balance 48,750,000.00~~

WFS FINANCIAL 2004-1 OWNER TRUST 8-K