AMERICAN BANKERS INSURANCE GROUP INC 10-K

AMERICAN BANKERS INSURANCE GROUP INC 10-K 12/31/98

CONSULTING AND NON-COMPETITION AGREEMENT

CONSULTING AGREEMENT-GERALD GASTON

AGREEMENT TO TERMINATE SEVERANCE AGREEMENT

NONQUALIFIED SUPPLEMENTAL BENEFIT PLAN

AMENDMENT OF THE AMERICAN BANKERS INSURANCE GROUP

1994 NON-EMPLOYEE DIRECTOR'S STOCK OPTION PLAN

SUBSIDIARIES OF THE REGISTRANT

CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANT

FINANCIAL DATA SCHEDULE