OCEANFIRST FINANCIAL CORP 8-K

What Happened
OceanFirst Financial Corp announced its quarterly financial results for the period ended December 31, 2025 via a press release dated January 22, 2026. The press release is attached to the Form 8-K as Exhibit 99.1. The company also furnished a written investor presentation (Exhibit 99.2) that it will make available at investor presentations and post on its website (www.oceanfirst.com). The filing states these materials are being furnished to the SEC and are not “filed” for any purpose.

Key Details

• Quarter covered: December 31, 2025 (quarterly results / earnings announcement).
• Press release filed as Exhibit 99.1, dated January 22, 2026.
• Investor presentation furnished as Exhibit 99.2 and to be posted at www.oceanfirst.com.
• Filing is furnished under Regulation FD disclosure; signature by Patrick S. Barrett, Senior EVP & CFO.

Why It Matters
This 8-K informs investors that OceanFirst has publicly released its latest quarterly results and accompanying investor materials, which contain the company’s reported earnings and other performance details for Q4 2025. Investors should review the attached press release and presentation on the company’s website for revenue, net income, and other financial metrics that could affect the stock price and near-term outlook. The filing’s “furnished, not filed” status is a procedural note meaning the materials are shared with the market but are not incorporated into other SEC filings.