OCEANFIRST FINANCIAL CORP 8-K

What Happened
OceanFirst Financial Corp filed a Form 8-K on January 29, 2026 (Item 7.01) to furnish a written investor presentation it will use at presentations to current and prospective investors scheduled after January 29, 2026. The presentation is attached as Exhibit 99.1 to the filing and will be posted on the company's website at www.oceanfirst.com. The filing was signed by Patrick S. Barrett, Senior Executive Vice President and Chief Financial Officer, and the submission notes the materials are being furnished under Regulation FD (not “filed” for purposes of the Exchange Act).

Key Details

• Form 8-K dated January 29, 2026; disclosure made under Item 7.01 (Regulation FD) and Item 9.01 (exhibits).
• Written presentation attached as Exhibit 99.1 and to be used at investor presentations after Jan 29, 2026.
• Presentation will be posted on OceanFirst’s investor website: www.oceanfirst.com.
• Filing signed by Patrick S. Barrett, Senior EVP & CFO.

Why It Matters
This filing notifies investors that OceanFirst is publicly sharing the same investor presentation it plans to deliver, ensuring material information is distributed broadly in compliance with Regulation FD. The 8-K itself does not report earnings or new financial results; investors should review the posted presentation for any operational or strategic details and monitor upcoming presentations or formal earnings releases for material financial disclosures.