VIRTUAL MORTGAGE NETWORK INC S-1

VIRTUAL MORTGAGE FORM S-1 REGISTRATION STATEMENT

OFFICE BUILDING LEASE DATED SEPTEMBER 5, 1995

OFFICE BUILDING LEASE DATED JULY 10, 1990

AMENDMENT #1 TO OFFICE LEASE DATED SEPT. 23, 1993

SUBLEASE AGREEMENT DATED MARCH 21, 1995

AMENDMENT #1 TO OFFICE BUILDING SUBLEASE

SUBLEASE & OPERATING AGREEMENT DATED OCT. 2, 1996

MASTER LEASE AGREEMENT DATED JULY 20, 1995

CUSTOMER SUPPORT PLAN AGREEMENT

DYNATEK SOFTWARE LICENSE AGREEMENT

AGREEMENT DATED DECEMBER 1, 1995

INVESTMENT AGREEMENT DATED MARCH 21, 1995

AMENDMENT TO INVESTMENT AGREEMENT

SECOND AMENDMENT TO INVESTMENT AGREEMENT

FORM OF SUBSCRIPTION AGREEMENT

PREFERRED STOCK PURCHASE AGREEMENT

ADDENDUM TO PREFERRED STOCK PURCHASE AGREEMENT

RIGHTS AGREEMENT DATED MAY 19, 1995

CO-SALE & RIGHT OF FIRST REFUSAL AGREEMENT

1995 EMPLOYEE STOCK COMPENSATION PLAN

1995 STOCK OPTION PLAN

FORM OF 1997 PERFORMANCE AWARD PLAN FOR VIRTUAL MORTGAGE

REGISTRATION RIGHTS AGREEMENT

AGREEMENT BETWEEN THE REGISTRANT & INTEREALTY CORP.

REGISTRANT AGREEMENT EFFECTIVE DEC. 20, 1996

FIRST AMENDED & RESTATED STOCK PURCHASE AGREEMENT

AMENDMENT OF FIRST AMENDED STOCK PURCHASE AGREEMENT

AGREEMENT BETWEEN INTEL CORPORATION & REGISTRANT

FORM OF NOTE EXTENSION AGREEMENT

COMPUTATION OF EARNINGS PER SHARE

CONSENT OF ARTHUR ANDERSON, LLP

FINANCIAL DATA SCHEDULE