8-K 1 cwt044cb_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-4CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Countrywide Alternative Loan Trust Series 2004-4CB On August 25, 2004, The Bank of New York, as Trustee for CWT, Countrywide Alternative Loan Trust Series 2004-4CB, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Countrywide Alternative Loan Trust Series 2004-4CB relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 170,487,688.62 165,934,353.50 79,923,532.93 Loan count 1058 944 466 Avg loan rate 5.848601% 6.166955% 6.499662% Prepay amount 1,404,570.39 1,696,341.14 1,255,423.45 Total ----- Prin balance 416,345,575.05 Loan count 2468 Avg loan rate 6.10 Prepay amount 4,356,334.98 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 34,685.19 34,259.73 15,912.07 Sub servicer fees 18,413.12 22,884.10 16,989.11 Trustee fees 1,290.56 1,258.54 609.42 Agg advances N/A N/A N/A Adv this period 12,488.10 15,450.87 11,043.90 Total ----- Master serv fees 84,856.99 Sub servicer fees 58,286.33 Trustee fees 3,158.52 Agg advances N/A Adv this period 38,982.87 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 49,918.80 49,918.80 24,959.40 Fraud 3,600,000.00 3,600,000.00 24,959.40 Special Hazard 4,211,357.35 0.00 0.00 Total ----- Bankruptcy 124,797.00 Fraud 7,224,959.40 Special Hazard 4,211,357.35 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.692979% 100.000000% 398,764,179.01 ----------------------------------------------------------------------------- Junior 5.307021% 0.000000% 22,348,541.05 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 31 5,105,508.24 60 to 89 days 5 961,314.39 90 or more 2 286,462.83 Foreclosure 0 0.00 Totals: 38 6,353,285.46 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,782,126.74 6,782,126.74 Principal remittance amount 4,889,066.51 4,889,066.51 Interest remittance amount 1,893,060.24 1,893,060.24

CWALT INC ALTERNATIVE LOAN TRUST 2004 4CB 8-K