|8-KJan 29, 6:46 AM ET

BREAD FINANCIAL HOLDINGS, INC. 8-K

Research Summary

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Bread Financial Reports Q4 2025 Results; Declares Cash Dividends

What Happened

  • On January 29, 2026, Bread Financial Holdings, Inc. filed a Form 8-K to announce its results of operations for the quarter ended December 31, 2025. The company furnished a press release and a financial supplement and made an investor presentation available to analysts and investors.
  • On the same date the Board declared quarterly cash dividends: $26.35 per share on its 8.625% Non‑Cumulative Perpetual Preferred Stock, Series A (equivalent to $0.65875 per depositary share), and $0.23 per share on common stock.

Key Details

  • Filing date: January 29, 2026 (Form 8-K). Quarter reported: Q4 ended December 31, 2025.
  • Preferred dividend: $26.35 per preferred share (or $0.65875 per depositary share); payable March 16, 2026; record date February 27, 2026.
  • Common dividend: $0.23 per common share; payable March 16, 2026; record date February 27, 2026.
  • Investor presentation related to the Q4 release was posted on the company’s Investors page (Events & Presentations).

Why It Matters

  • The 8-K signals the company has provided its quarterly financial results and supplemental materials investors can review to assess performance (earnings, revenue and other metrics are in the furnished release and supplement).
  • The declared dividends give a clear, near-term cash return timeline for both preferred and common shareholders (payment and record dates).
  • Investors should review the Q4 press release, financial supplement and investor presentation for the detailed financial metrics and guidance that may influence trading or income expectations.