BREAD FINANCIAL HOLDINGS, INC. 8-K

What Happened
Bread Financial Holdings, Inc. (BFH) filed a Form 8-K on February 10, 2026 (Item 7.01) to disclose a press release providing a performance update as of and for the period ended January 31, 2026. The press release is attached as Exhibit 99.1 to the 8-K; the filing also includes an Inline XBRL cover page (Exhibit 104). The report notes that the information (including Exhibit 99.1) is furnished under Regulation FD and is not deemed "filed" under Section 18 of the Exchange Act or incorporated by reference unless explicitly stated.

Key Details

• Press release dated February 10, 2026 providing a performance update for the period ended January 31, 2026 (attached as Exhibit 99.1).
• Filing made under Item 7.01 (Regulation FD disclosure) of Form 8-K.
• Inline XBRL Cover Page included as Exhibit 104.
• Form 8-K signed February 10, 2026 by Joseph L. Motes III, EVP, Chief Legal and Administrative Officer, and Secretary.

Why It Matters
This is a public, Regulation FD disclosure signaling BFH has provided a company update on performance metrics for the period ended January 31, 2026. For investors, the key action is to read the attached press release for the specific metrics and context (revenue, earnings, or other operational trends) because the 8-K itself only furnishes the release. This disclosure is not a substitute for formal quarterly filings (e.g., 10-Q) and is expressly not treated as "filed" for certain legal purposes, so investors should watch for upcoming earnings reports or SEC filings for audited/complete financial results.