Metropolitan Bank Holding Corp. 8-K

What Happened

• Metropolitan Bank Holding Corp. (the holding company for Metropolitan Commercial Bank) filed an 8-K on January 20, 2026 to announce its financial results for the fourth quarter and full year 2025. The company furnished a press release with the results as Exhibit 99.1 and posted presentation materials on its website, furnished as Exhibit 99.2.
• The filing also notes the press release is furnished (not “filed”) for Securities Act purposes and the Presentation Materials were made available under Regulation FD.

Key Details

• Filing date: January 20, 2026 (Form 8-K items reported: 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure).
• Exhibit 99.1: Press release dated January 20, 2026 announcing Q4 and full-year 2025 financial results.
• Exhibit 99.2: Presentation materials posted on the company website with additional information on the results.
• An interactive data file (inline XBRL) covering the cover page information is included as indicated in the exhibits.

Why It Matters

• This 8-K signals the company has released its quarterly and annual earnings and related slides — key documents for investors seeking revenue, net income, loan performance, capital ratios and any management commentary or guidance.
• Because the press release and presentation are furnished under Regulation FD (and the release is not being “filed” for Securities Act purposes), investors should review the attached exhibits and the company website to see the actual financial metrics and narrative before making investment decisions.