SMARTFINANCIAL INC. 8-K

What Happened
SmartFinancial, Inc. announced on January 30, 2026 (press release) that its board declared a quarterly cash dividend of $0.08 per share (declared January 29, 2026). The dividend is payable March 2, 2026, to shareholders of record as of the close of business on February 13, 2026. The company also authorized a new share repurchase program allowing repurchases of up to $10.0 million of common stock, effective March 1, 2026 through February 28, 2027, unless extended by the board.

Key Details

• Dividend: $0.08 per share; declared January 29, 2026; payable March 2, 2026; record date February 13, 2026.
• Repurchase program: up to $10.0 million of common stock; effective March 1, 2026; expires February 28, 2027 unless extended.
• Repurchases may be made from time to time at the company's discretion under the authorized program.
• Disclosure filed under Item 7.01 (Regulation FD) in an 8-K dated January 30, 2026.

Why It Matters
The announced dividend provides a direct cash return to shareholders and the $10 million repurchase authorization gives the company flexibility to buy back shares, which can lower outstanding share count if executed. Both actions are commonly viewed as ways for a board to distribute capital and signal confidence in the business; investors should monitor actual repurchase activity and future dividend decisions for a clearer view of capital allocation.