WhiteHorse Finance, Inc. 8-K

What Happened WhiteHorse Finance, Inc. (through its wholly owned subsidiary WhiteHorse Finance Credit I, LLC) announced a Twelfth Amendment to its Fifth Amended and Restated Loan Agreement with JPMorgan Chase Bank, N.A., Citibank, N.A. and Virtus Group LP. The amendment, effective March 10, 2026, reduces the lenders' financing commitments to the borrower from $100,000,000 to $50,000,000 and includes a waiver by the administrative agent and lenders of a 1.00% premium they would otherwise have been entitled to under the agreement.

Key Details

• Amendment effective date: March 10, 2026.
• Financing commitments reduced from $100,000,000 to $50,000,000.
• Lenders (JPMorgan Chase Bank, N.A., Citibank, N.A., and Virtus Group LP) agreed to waive a 1.00% premium under Section 4.03(c)(ii) of the loan agreement.
• The amendment modifies the Fifth Amended and Restated Loan Agreement originally dated April 28, 2021 (as previously amended).

Why It Matters This amendment changes the available committed credit for WhiteHorse’s lending vehicle, effectively cutting the size of the backstop funding available from lenders by half. For investors, that could affect the company’s funding flexibility and the pace at which its credit assets can be originated or financed; the lender waiver also reduces a potential cost that would have been payable under the prior terms. The company disclosed the amendment as a material definitive agreement in its Form 8-K filed March 13, 2026.