BACON KENNETH J 4

What Happened

• Kenneth J. Bacon, a director of Arbor Realty Trust, Inc. (ABR), was granted 15,141 fully vested restricted stock units (RSUs) on March 13, 2026 under the Company’s 2024 Amended Omnibus Stock Incentive Plan. The Form 4 reports the grant as an award (code A) at $0.00 per unit (typical for grants). Mr. Bacon has elected to defer receipt of the common stock into which the RSUs convert until January 1, 2029.

Key Details

• Transaction date: March 13, 2026; Form 4 filed March 17, 2026 (timely).
• Award: 15,141 RSUs; reported price per unit: $0.00; reported total value: $0.
• Plan: 2024 Amended Omnibus Stock Incentive Plan.
• Footnote: RSUs are fully vested but delivery of underlying shares is deferred by the insider until 1/1/2029.
• Shares owned after transaction: not specified in the filing.

Context

• RSUs are a form of equity compensation that convert into company shares (or cash in some plans) in the future; here the units are vested but receipt of actual shares is deferred, so this does not immediately increase Bacon’s publicly held share count.
• Such awards are routine compensation for directors and do not necessarily signal the insider buying or selling based on near-term company prospects.