Ridings Thomas J. 4

What Happened

• Thomas J. Ridings, Chief Accounting Officer of Arbor Realty Trust, was granted 16,108 shares under the company's 2024 Amended Omnibus Stock Incentive Plan (reported 2026-03-13). The filing shows the company withheld 7,141 shares to satisfy tax-withholding obligations at $7.67 per share, with the withheld shares reported as dispositions totaling $54,771. Net shares delivered from the grant = 16,108 − 7,141 = 8,967 shares (based on the filing entries).
• The grant entry is coded as an award/acquisition (A). The withholding entries are coded F (payment of exercise price or tax liability) and are not open-market sales.

Key Details

• Grant date: 2026-03-13 — 16,108 shares granted under the 2024 Amended Omnibus Stock Incentive Plan (no per-share grant price reported).
• Tax-withholding dispositions:
  • 2026-03-13: 2,741 shares withheld at $7.67 — $21,023
  • 2026-03-14: 2,074 shares withheld at $7.67 — $15,908
  • 2026-03-14: 2,326 shares withheld at $7.67 — $17,840
  • Total withheld: 7,141 shares; total reported value $54,771.
• Shares owned after the transactions: not disclosed in the provided filing excerpt.
• Footnotes: F1 — grant made under 2024 Amended Omnibus Stock Incentive Plan; one-third vests on grant, one-third in one year, one-third in two years. F2 — withheld shares used to satisfy tax-withholding obligations.
• Filing: Form 4 filed 2026-03-17 reporting transactions dated 2026-03-13 and 2026-03-14. No late filing flag noted in the provided information.

Context

• The withheld-share entries are tax-withholding events (company retained shares to cover taxes) and should not be interpreted as open-market sales or a direct bearish signal. The grant includes time-based vesting (one-third immediately, then additional tranches at one and two years), so future vesting events could generate additional withholding or transfers.