Qfin Holdings, Inc.·4

Mar 31, 7:58 AM ET

Chen Xiaohuan 4

4 · Qfin Holdings, Inc. · Filed Mar 31, 2026

Research Summary

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QFIN Director Chen Xiaohuan Buys ADS and Closes Put Positions

What Happened
Chen Xiaohuan, a director of Qfin Holdings, acquired American Depositary Shares (ADS) in open-market transactions and purchased derivative positions that reduced a prior short put exposure. The filing shows purchases of 190,000 ADS on 2026-03-27 at $12.89 each (total $2,449,100) and 60,000 ADS on 2023-03-31 at $12.48 each (total $748,800). The Form 4 also reports derivative acquisitions (reported values $243,540 and $281,160) tied to put option positions; footnotes indicate these transactions reduced a prior short position in put contracts down to zero.

Key Details

  • Transaction dates and prices:
    • 2026-03-27: 190,000 ADS purchased @ $12.89 — $2,449,100
    • 2023-03-31: 60,000 ADS purchased @ $12.48 — $748,800
    • Derivative acquisitions reported: 270 units @ $902.00 ($243,540) and 330 units @ $852.00 ($281,160) (see footnotes)
  • Each ADS represents two (2) Class A ordinary shares (footnote F1) — reported numbers are ADS unless noted.
  • Report disclaims beneficial ownership of ADS/options held by TPC Compounder Master Fund except to the extent of Chen’s pecuniary interest; Chen is co‑founder and partner at Twin Peaks Capital, the fund manager (footnotes F2, F5).
  • Footnotes indicate the derivative activity related to put option positions: the reporting person previously had a short position in 600 put contracts; after the reported transactions the short exposure was reduced and ultimately eliminated (footnote F6).
  • Options referenced are exercisable prior to expiration (footnote F4).
  • Filing date: 2026-03-31 for a 2026-03-27 transaction — filed within the standard Form 4 two-business-day window (not marked late).

Context
These are purchases (open-market buys and derivative buys to close short put obligations). Purchases by insiders are often watched by retail investors as potentially bullish signals, but the filer disclaims beneficial ownership of many positions held by the fund he helps manage — indicating much of the activity is institutional/fund-related rather than purely personal trading. The derivative entries relate to put option positions (reducing prior short obligations) rather than exercises of incentive grants.

Insider Transaction Report

Form 4
Period: 2026-03-27
Transactions
  • Purchase

    American Depositary Shares

    [F1][F2]
    2023-03-31$12.48/sh+60,000$748,800250,000 total(indirect: By TPC Compounder Master Fund)
  • Purchase

    American Depositary Shares

    [F1][F2]
    2026-03-27$12.89/sh+190,000$2,449,100190,000 total(indirect: By TPC Compounder Master Fund)
  • Purchase

    Put Options

    [F3][F4][F1][F5][F6]
    2023-03-31$902.00/sh+270$243,5400 total(indirect: By TPC Compounder Master Fund)
    Exercise: $20.00Exp: 2026-12-18American Depositary Shares (27,000 underlying)
  • Purchase

    Put Options

    [F3][F4][F1][F5][F6]
    2026-03-27$852.00/sh+330$281,160270 total(indirect: By TPC Compounder Master Fund)
    Exercise: $20.00Exp: 2026-12-18American Depositary Shares (33,000 underlying)
Holdings
  • American Depositary Shares

    [F1]
    15,000
Footnotes (6)
  • [F1]Each American depositary shares represents two(2) Class A ordinary shares of the Issuer.
  • [F2]The reporting person disclaims the beneficial ownership of these American Depositary Shares owned by TPC Compounder Master Fund except to the extent of the reporting person's pecuniary interest. The reporting person is a co-founder and partner at Twin Peaks Capital Limited, which is the fund manager of TPC Compounder Master Fund.
  • [F3]Represents the exercise price of the American Depositary Shares. Each American Depositary Share represents two Class A ordinary share of the issuer.
  • [F4]The options are exercisable at any time prior to the Expiration Date.
  • [F5]The reporting person disclaims the beneficial ownership of these American Depositary Shares underlying the put option positions owned by TPC Compounder Master Fund except to the extent of the reporting person's pecuniary interest. The reporting person is a co-founder and partner at Twin Peaks Capital Limited, which is the fund manager of TPC Compounder Master Fund.
  • [F6]Prior to the purchase transactions described herein, the reporting person had a short position in a total of 600 put options contracts, representing obligations to buy. After the execution of the purchase transaction on March 27, 2026, the reporting person had a short position in a total of 270 put options contracts, representing obligations to buy. After the execution of the purchase transaction on March 31, 2026, the reporting person does not own any position in put options.
Signature
/s/ Xiaohuan Chen|2026-03-31

Documents

1 file
  • 4
    tm2610722-1_4seq1.xmlPrimary

    OWNERSHIP DOCUMENT