XPO, Inc. 8-K

What Happened

• XPO, Inc. announced on May 29, 2026 that it entered into Amendment No. 11 to its Senior Secured Term Loan Credit Agreement (originally dated October 30, 2015) and concurrently entered into a new Senior Secured Term Loan A Credit Agreement. The Amendment parties include XPO, certain guarantor subsidiaries, the lenders and Morgan Stanley Senior Funding, Inc. as administrative and collateral agent. The new Term Loan A facility names Wells Fargo Bank, N.A. as administrative and collateral agent.

Key Details

• Amendment No. 11 to the existing Term Loan B Credit Agreement was executed on May 29, 2026.
• A new Senior Secured Term Loan A Credit Agreement was also dated May 29, 2026.
• Morgan Stanley Senior Funding, Inc. serves as administrative and collateral agent for the amended Term Loan B; Wells Fargo Bank, N.A. serves that role for Term Loan A.
• The agreements are filed as exhibits to the 8‑K (Exhibit 10.1 for the Amendment; Exhibit 10.2 for the Term Loan A agreement); certain schedules/exhibits were omitted from public filing but are available to the SEC on request.

Why It Matters

• These actions amend XPO’s existing secured debt arrangements and add a new secured loan, creating a direct financial obligation for the company. That can affect XPO’s debt structure, repayment schedule, covenants and future cash‑flow obligations.
• Retail investors should review the filed agreements (and any supplemental disclosures) to understand any changes to interest rates, maturities, covenants or security that could influence leverage, liquidity and credit risk.