Ballston Spa Bancorp, Inc. 8-K/A

What Happened
Ballston Spa Bancorp, Inc. (BSPA) filed an amendment to its Form 8‑K on June 12, 2026 (Item 9.01) to include pro forma financial information that combines the historical consolidated financial position and results of operations of the Company and "NBC." The filing states the pro forma information is provided for informational purposes only, as required by Form 8‑K, and does not represent the actual results that would have occurred if the companies had been combined nor does it project future operating results of any combined entity.

Key Details

• Filing date: June 12, 2026; Item 9.01 (Financial Statements and Exhibits).
• The pro forma combines historical consolidated financial position and results of operations of Ballston Spa Bancorp and NBC.
• The company explicitly says the pro forma is informational only and is not intended to project future results or to represent actual combined historical outcomes.
• Aside from adding this pro forma information, there were no other changes to the Initial Filing.

Why It Matters
Pro forma financials give investors a historical view of what combined financial statements would have looked like, which can help assess scale, balance sheet composition, and past operating results if a transaction between BSPA and NBC is relevant. However, the company emphasizes these figures are not forecasts and should not be used as projections of future performance. Retail investors should treat the information as historical, informational context rather than guidance on future earnings, revenue, or cash flow.