WFN CREDIT CO LLC 8-K

What Happened
WFN Credit Company, LLC filed a Form 8-K reporting that on January 1, 2026 Comenity Bank and Comenity Servicing LLC entered into a Fifth Addendum to the Sixth Amended and Restated Service Agreement (the “Fifth Addendum”). The Sixth Amended and Restated Service Agreement referenced is dated January 1, 2025. A copy of the Fifth Addendum is attached to the 8-K as Exhibit 99.1; the filing is signed by Wai Chung, Treasurer, dated January 5, 2026.

Key Details

• Date of addendum: January 1, 2026.
• Parties: Comenity Bank and Comenity Servicing LLC (CSERV).
• Agreement referenced: Fifth Addendum to the Sixth Amended and Restated Service Agreement dated January 1, 2025.
• Exhibit filed: Fifth Addendum is included as Exhibit 99.1 to the Form 8-K.

Why It Matters
This 8-K notifies investors of a material contractual change in the servicing arrangement between Comenity Bank and CSERV that WFN has disclosed. The filing itself does not summarize economic terms; investors who want to assess potential impacts on operations or cash flows should review Exhibit 99.1 for the specific changes to responsibilities, fees or terms.