v3.5.0.2

Consolidated Balance Sheets - USD ($)	Jun. 30, 2016	Mar. 31, 2016
Assets
Cash and due from banks	$ 2,813,463	$ 2,248,602
Federal funds sold	9,449,812	10,359,296
FHLB daily investment account	1,439,876	2,011,704
Cash and cash equivalents	13,703,151	14,619,602
Stock in Federal Home Loan Bank of Chicago ("FHLBC")	1,165,513	1,165,513
Loans receivable, net of allowance for losses of $193,403 at June 30, 2016 and March 31, 2016, respectively	80,365,981	79,083,416
Premises and equipment, net	1,135,813	1,158,680
Foreclosed real estate	580,762	593,762
Accrued interest receivable on loans	254,401	246,161
Other assets	214,868	322,216
Total assets	97,420,489	97,189,350
Liabilities and Stockholders' Equity
Deposits	79,093,330	78,858,005
Accrued interest payable on deposits	68,109	69,236
Advances from FHLBC	5,000,000	5,000,000
Advances from borrowers for taxes and insurance	362,854	456,353
Other liabilities	325,542	284,639
Deferred tax liability	208,108	208,108
Total liabilities	85,057,943	84,876,341
Commitments and contingencies
Stockholders' equity:
Preferred stock, $.01 par value, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $.01 par value, 14,000,000 shares authorized and 865,495 shares issued and outstanding at June 30, 2016 and March 31, 2016, respectively	8,655	8,655
Additional paid-in capital	5,558,070	5,553,764
Common stock acquired by Employee Stock Ownership Plan ("ESOP")	(377,218)	(388,137)
Retained earnings - substantially restricted	7,173,039	7,138,727
Total stockholders' equity	12,362,546	12,313,009
Total liabilities and stockholders' equity	$ 97,420,489	$ 97,189,350

Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.

Sugar Creek Financial Corp./MD/ 10-Q