Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Cash, Cash Equivalents, and Federal Funds Sold [Abstract]
Cash and due from banks	$ 26,875	$ 28,750
Interest-earning deposits with banks	109,265	214,728
Securities purchased under agreements to resell	96,792	0
Cash and cash equivalents	232,932	243,478
Securities available for sale, fair value	537,856	544,565
Federal Home Loan Bank stock, at cost	15,190	15,129
Loans	3,008,888	3,004,860
Allowance for credit losses	30,515	30,432
Loans, net	2,978,373	2,974,428
Premises and equipment, net	109,212	109,985
Accrued interest receivable	13,366	12,825
Bank-owned life insurance	45,875	44,990
Deferred tax assets, net	27,722	33,202
Other assets	24,954	36,389
Total assets	3,985,480	4,014,991
Deposits:
Noninterest-bearing demand	512,869	541,053
Interest-bearing demand	448,731	543,855
Savings and money market	1,799,392	1,643,891
Time	545,525	628,797
Total deposits	3,306,517	3,357,596
Subordinated notes, net	80,090	79,893
Federal Home Loan Bank advances	270,000	270,000
Long-term debt	38,986	42,736
Accrued expenses and other liabilities	34,754	36,891
Total liabilities	3,730,347	3,787,116
COMMITMENTS AND CONTINGENCIES (NOTE 8)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value; authorized 50,000,000 shares; no shares issued and outstanding at September 30, 2025 and December 31, 2024	0	0
Common stock, no par value; authorized 50,000,000 shares; 16,940,785 and 16,832,632 shares issued and outstanding at September 30, 2025 and December 31, 2024, respectively	3,000	3,000
Additional paid-in capital	36,473	35,619
Retained earnings	291,069	278,613
Accumulated other comprehensive loss	(75,409)	(89,357)
Total stockholders' equity	255,133	227,875
Total liabilities and stockholders' equity	$ 3,985,480	$ 4,014,991
Preferred stock, par value ($ per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	50,000,000	50,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common Stock, No Par Value	$ 0	$ 0
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	16,940,785	16,832,632
Common stock, shares outstanding	16,940,785	16,832,632

WEST BANCORPORATION INC 10-Q