EX-20.1 2 d68647_ex20-1.txt MONTHLY SERVICER'S REPORT SERIES 2005-A Exhibit 20.1 ARRAN FUNDING LIMITED - SERIES 05-A FORM OF MONTHLY SERVICER'S REPORT Bloomberg Ticker Number: ARRAN2005 Arran Funding Limited - Series: 05-A ABS - Credit Card - Bank, Closing Date: December 15, 2005 As at: July 17, 2006

Delinquencies (loans which are 30 days or more past due) -------------------------------------------------------------------------------- (% Pool) --------------------------------------------------------- Month end 30-59 days 60-89 days 90-179 days 180+ days Total --------- ---------- ---------- ----------- --------- ----- 30 Jun 2006 1.27% 1.02% 2.59% 3.59% 8.47% 31 May 2006 1.29% 1.06% 2.48% 3.47% 8.31% 30 Apr 2006 1.37% 1.03% 2.43% 3.47% 8.30% 31 Mar 2006 1.29% 1.01% 2.40% 3.36% 8.06% 28 Feb 2006 1.32% 0.97% 2.32% 3.24% 7.85% 31 Jan 2006 1.27% 0.93% 2.27% 3.11% 7.58% -------------------------------------------------------------------------------- Payment Rate -------------------------------------------------------------------------------- Payments Pool balance ------------------------------ ------------ Month End Total ((pound)000) Rate (%) (pound)000 30 Jun 2006 1,144,949 22.93% 4,911,036 31 May 2006 1,202,916 23.90% 4,992,642 30 Apr 2006 977,762 19.57% 5,033,594 31 Mar 2006 1,302,499 24.99% 4,996,352 28 Feb 2006 1,071,000 20.30% 5,212,805 31 Jan 2006 1,239,175 23.00% 5,275,021 -------------------------------------------------------------------------------- ---------------------------------------------------------- Average Actual Balance: (pound) 1,092 Number of Accounts: 4,495,505 ---------------------------------------------------------- IN WITNESS WHEREOF, the undersigned has duly executed this Monthly Servicer's Report as of the 17th day of July, 2006. The Royal Bank of Scotland plc, as Servicer By: Name: Colin Baillie Title: Director, Finance, Cards Business

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