Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 95,127	$ 116,394
Interest-bearing balances due from depository institutions	1,026,607	2,259,195
Securities purchased with agreement to resell	498,910	0
Federal funds sold	6,052	1,045
Cash and cash equivalents	1,626,696	2,376,634
Available-for-sale debt securities, at fair value	1,068,825	1,161,400
Held-to-maturity debt securities (fair value of $616,535 and $639,496, respectively)	660,076	714,853
Restricted equity securities	12,203	11,300
Mortgage loans held for sale	11,744	9,211
Loans	13,696,912	12,605,836
Less allowance for credit losses	(171,683)	(164,458)
Loans, net	13,525,229	12,441,378
Premises and equipment, net	60,396	59,185
Accrued interest and dividends receivable	61,956	62,794
Deferred tax asset, net	49,705	61,748
Other real estate owned and repossessed assets	2,583	2,531
Bank owned life insurance contracts	435,328	299,787
Goodwill	13,615	13,615
Other assets	198,834	137,207
Total assets	17,727,190	17,351,643
LIABILITIES AND STOCKHOLDERS' EQUITY
Non-interest-bearing demand	2,684,272	2,619,687
Interest-bearing	11,534,762	10,923,772
Total deposits	14,219,034	13,543,459
Federal funds purchased	1,471,628	1,993,728
Other borrowings	34,750	64,743
Accrued interest and dividends payable	29,990	28,026
Other liabilities	121,441	104,915
Total liabilities	15,876,843	15,734,871
Stockholders' equity:
Preferred stock, par value $0.001 per share; 1,000,000 authorized and undesignated at December 31, 2025 and December 31, 2024	0	0
Common stock, par value $0.001 per share; 200,000,000 shares authorized: 54,624,955 shares issued and outstanding at December 31, 2025; and 54,569,427 shares issued and outstanding at December 31, 2024	54	54
Additional paid-in capital	237,839	235,781
Retained earnings	1,613,746	1,412,616
Accumulated other comprehensive loss	(1,792)	(32,179)
Total stockholders' equity attributable to ServisFirst Bancshares, Inc.	1,849,847	1,616,272
Noncontrolling interest	500	500
Total stockholders' equity	1,850,347	1,616,772
Total liabilities and stockholders' equity	$ 17,727,190	$ 17,351,643

ServisFirst Bancshares, Inc. 10-K