Tectonic Financial, Inc. 8-K

What Happened Tectonic Financial, Inc. announced it completed the previously disclosed redemption of all 1,725,000 outstanding shares of its Series B Preferred Stock on February 17, 2026. On the same date, its wholly owned subsidiary T Bancshares, Inc. completed the previously announced redemption of its 7.125% Fixed-to-Floating Rate Subordinated Notes due July 30, 2027 and 7.125% Fixed-to-Floating Rate Subordinated Notes due March 31, 2028. These actions were reported in an 8-K filed February 19, 2026.

Key Details

• Redemption date: February 17, 2026.
• Series B Preferred Stock redeemed: all 1,725,000 outstanding shares.
• Subordinated notes redeemed: 7.125% Fixed-to-Floating Rate Notes due July 30, 2027 and 7.125% Fixed-to-Floating Rate Notes due March 31, 2028.
• Redeeming issuer of the notes: T Bancshares, Inc., a wholly owned subsidiary of Tectonic Financial.

Why It Matters Redeeming the Series B preferred shares and the subordinated notes removes those securities and their associated dividend/interest obligations from Tectonic’s outstanding capital structure as of February 17, 2026. For investors, that can change the company’s equity and debt mix and may affect future dividend commitments, interest expense and regulatory capital metrics; the 8-K does not disclose purchase price or funding source, so monitor future filings or company disclosures for additional financial details.