KASMAR ROY JAMES 4

What Happened Kasmar Roy James, a director of Essent Group Ltd. (ESNT), received a grant of 15 dividend-equivalent units (reported as a derivative award) on 2026-06-10. The Form 4 lists the acquisition as 15 units at $0.00 (derivative), reflecting dividend-equivalent rights related to unvested restricted stock awards rather than a cash purchase or open-market trade. The filing for this transaction was submitted on 2026-06-30.

Key Details

• Transaction date and type: 2026-06-10 — Award/Grant (derivative) of 15 units at $0.00.
• Reported value: $0.00 on the Form 4 (units are dividend equivalents, not a cash purchase).
• Shares/units owned after transaction: Not specified in the provided filing details.
• Footnote: Dividend-equivalent rights accrue on unvested restricted stock/RSU awards and vest proportionately; each dividend-equivalent unit is the economic equivalent of one common share.
• Filing timeliness: Form filed 2026-06-30 for a 2026-06-10 transaction (filed later than the typical 2-business-day Form 4 window).

Context Dividend-equivalent units represent the economic value of dividends on unvested awards and typically vest with the underlying restricted stock/RSU — they do not represent an immediate open-market purchase or sale. Such grants are common as part of director/executive compensation and do not, by themselves, directly indicate a buy or sell signal in the market.