CIVISTA BANCSHARES, INC. 8-K

What Happened Civista Bancshares, Inc. announced preliminary unaudited earnings for the three- and twelve-month periods ended December 31, 2025 in a press release dated January 29, 2026. The company furnished that press release as Exhibit 99.1 to its Form 8-K; the 8-K was signed by Ian Whinnem, Senior Vice President & Chief Financial Officer. The filing states the information is furnished (not filed) under General Instruction B.2 of Form 8‑K and therefore is not subject to Section 18 liability or automatically incorporated by reference into registration statements.

Key Details

• Announcement date: January 29, 2026. Reporting period: three- and twelve-months ended December 31, 2025.
• Press release with the preliminary results is furnished as Exhibit 99.1 to the Form 8‑K.
• The disclosure is furnished (per Form 8‑K instruction) and is not deemed “filed” under the Exchange Act.
• Form 8‑K signed by Ian Whinnem, Senior Vice President & Chief Financial Officer.

Why It Matters This filing gives investors an early look at Civista’s earnings and quarterly results for Q4 and full-year 2025 via the furnished press release. Because the numbers are preliminary and unaudited, investors should review Exhibit 99.1 for details and await the company’s audited financial statements or quarterly/annual filings for final figures. Also note the disclosure is furnished (not filed), which affects legal liability and how the information may be used in future SEC filings.