Carroll Joseph W 4

What Happened
Carroll Joseph W, a director of Norwood Financial Corp (NWFL), made three open-market purchases on January 28, 2026, acquiring a total of 4,000 shares. The transactions were: 4 shares at $28.05 ($112), 1,996 shares at $28.06 ($56,008), and 2,000 shares at $28.21 ($56,420), for an aggregate cost of approximately $112,540. These were purchases (transaction code P), which investors often view as a potentially positive signal since insiders are buying company stock.

Key Details

• Transaction dates and prices:
  • 2026-01-28 — 4 shares @ $28.05 (≈ $112)
  • 2026-01-28 — 1,996 shares @ $28.06 (≈ $56,008)
  • 2026-01-28 — 2,000 shares @ $28.21 (≈ $56,420)
• Total acquired: 4,000 shares for ~ $112,540.
• Shares owned after transaction: not specified in the provided filing excerpt.
• Footnotes/plan: no 10b5-1 plan, tax-withholding, or other special footnotes disclosed in the supplied data.
• Timeliness: Filing dated 2026-01-29 reporting 2026-01-28 trades — appears to be filed promptly (not marked late).

Context
These were straightforward open-market purchases by a company director (not an option exercise, gift, or tax-related transfer). Insider purchases can be informative to retail investors, but they are not guarantees of future performance and should be considered alongside other research.