SCHWAB CHARLES CORP 8-K

What Happened
The Charles Schwab Corporation announced on January 29, 2026, that its Board appointed Dennis Howard as Managing Director, Chief Technology, Operations and Data Officer, effective immediately. The company also issued a press release the same day announcing several leadership transitions, including Mr. Howard’s new role.

Key Details

• Appointment date: January 29, 2026; title: Managing Director, Chief Technology, Operations and Data Officer.
• Mr. Howard, age 57, has been with Schwab since 2014 and served as Managing Director, Chief Information Officer since 2022; he was Executive Vice President, Chief Information Officer from 2016–2022.
• Prior to joining Schwab, he was Senior Vice President and Chief Information Officer at Visa Inc.
• The filing states Mr. Howard was not appointed pursuant to any arrangement with other persons, has no family ties to Schwab’s directors or officers, and has no transactions requiring disclosure under Item 404(a) of Regulation S‑K. A press release is attached as Exhibit 99.1 to the 8‑K.

Why It Matters
This is a leadership change at the top of Schwab’s technology, operations and data functions—areas critical to platform reliability, customer experience and digital service delivery. For investors, the appointment signals continuity (Howard has been Schwab’s CIO) and an explicit focus on technology and operations leadership, but the 8‑K does not disclose compensation or other financial impacts. The press release provides the company’s public communication of the transitions; no material related‑party transactions were reported.