BLACKROCK CREDIT ALLOCATION INCOME TRUST·4

Feb 3, 4:35 PM ET

Garfin Mitchell 4

4 · BLACKROCK CREDIT ALLOCATION INCOME TRUST · Filed Feb 3, 2026

Research Summary

AI-generated summary of this filing

Updated

BTZ Portfolio Manager Garfin Mitchell Receives Cash Award, Sells Shares

What Happened
Garfin Mitchell, a portfolio manager for BlackRock Credit Allocation Income Trust (BTZ), had phantom-share awards vest and be cash-settled on 2026-01-30. The filing shows a grant/award (A) of 13,383.017 phantom shares valued at $10.64 each (total $142,395). At the same time, 8,122.523 shares (resulting from conversion/exercise of phantom-share units) were surrendered/disposed to the issuer at $10.64 per share for $86,424. The conversions/dispositions listed (3,573.690; 2,201.793; 2,347.040) sum to the 8,122.523 shares surrendered. Net cash received after the surrender/withholding is roughly $55,972.

Key Details

  • Transaction date: January 30, 2026. Filing date: February 3, 2026 (timely).
  • Award: 13,383.017 phantom shares @ $10.64 = $142,395 (code A).
  • Surrender/disposition to issuer: 8,122.523 shares @ $10.64 = $86,424 (code D); residues of conversions listed as M (exercise/conversion).
  • The three M-line conversions (3,573.690; 2,201.793; 2,347.040) equal the 8,122.523 shares surrendered.
  • Shares owned after the transaction: not stated in this filing.
  • Notable footnotes: these are "phantom shares" (cash-settled equivalents of common shares) that vest in installments (see F1–F5); grants originate from prior annual awards (Jan 31 grants in 2023–2025).
  • Filing timeliness: appears timely (filed within required business-day window).

Context

  • Phantom shares are cash-settled awards (economic equivalent of common shares) that pay out in cash on vesting; they are not open-market stock purchases or sales.
  • The pattern here is a vesting/cash settlement of phantom-share awards with a portion surrendered to the issuer—common practice to cover tax withholding or related obligations—rather than an open-market sale indicating a change in market view.
  • This is reporting of compensation-related activity by an employee/portfolio manager, not a 10% owner or an open-market trade.

Insider Transaction Report

Form 4
Period: 2026-01-30
Transactions
  • Exercise/Conversion

    Common Stock

    [F1][F2][F3][F4]
    2026-01-30+8,122.5238,122.523 total
  • Disposition to Issuer

    Common Stock

    [F1][F2][F3][F4]
    2026-01-30$10.64/sh8,122.523$86,4240 total
  • Award

    Phantom Shares

    [F1][F5]
    2026-01-30$10.64/sh+13,383.017$142,39513,383.017 total
    Common Stock (13,383.017 underlying)
  • Exercise/Conversion

    Phantom Shares

    [F1][F2]
    2026-01-303,573.697,147.38 total
    Common Stock (3,573.69 underlying)
  • Exercise/Conversion

    Phantom Shares

    [F1][F3]
    2026-01-302,201.7932,201.793 total
    Common Stock (2,201.793 underlying)
  • Exercise/Conversion

    Phantom Shares

    [F1][F4]
    2026-01-302,347.040 total
    Common Stock (2,347.04 underlying)
Footnotes (5)
  • [F1]A phantom share is the economic equivalent of one share of common stock and, subject to the applicable vesting requirements, becomes payable in cash.
  • [F2]As previously reported on a Form 4 dated February 4, 2025, the Reporting Person was granted phantom shares on January 31, 2025 payable in cash on vesting, which occurs in equal installments on each of the first three anniversaries of the grant date.
  • [F3]As previously reported on a Form 4 dated February 2, 2024, the Reporting Person was granted phantom shares on January 31, 2024 payable in cash on vesting, which occurs in equal installments on each of the first three anniversaries of the grant date.
  • [F4]As previously reported on a Form 4 dated February 2, 2023, the Reporting Person was granted phantom shares on January 31, 2023 payable in cash on vesting, which occurs in equal installments on each of the first three anniversaries of the grant date.
  • [F5]These phantom shares vest in equal installments on each of the first three anniversaries of the award.
Signature
/s/ Gladys Chang as Attorney-in-Fact|2026-02-03

Documents

1 file
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    ownership.xmlPrimary

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