UWHARRIE CAPITAL CORP 8-K

What Happened

• On February 10, 2026, Uwharrie Capital Corp (UWHR) filed a Form 8-K announcing full-year financial results for the period ended December 31, 2025. The company reported consolidated total assets of $1.20 billion (up from $1.13 billion at Dec. 31, 2024) and net income of $11.4 million for the twelve months ended Dec. 31, 2025 (vs. $9.9 million in 2024).
• Net income available to common shareholders for 2025 was $10.8 million, or $1.49 per share, compared with $9.3 million, or $1.26 per share, for 2024. The net income available to common reflects payment of dividends on the company’s preferred stock. The press release announcing these results is attached as Exhibit 99.1 to the filing.

Key Details

• Filing date: February 10, 2026 (Form 8-K).
• Total assets: $1.20 billion at Dec. 31, 2025 vs. $1.13 billion at Dec. 31, 2024.
• Net income (12 months): $11.4 million (2025) vs. $9.9 million (2024).
• Net income available to common shareholders: $10.8 million; $1.49 per share (2025) vs. $9.3 million; $1.26 per share (2024).

Why It Matters

• The results show year-over-year growth in assets, net income and earnings per share available to common shareholders, indicating improved profitability for 2025.
• EPS and the net income available to common shareholders are the figures most relevant to common-stock investors because they reflect preferred dividends.
• The filing includes the company’s usual forward-looking statement caution—management’s expectations may change due to risks and uncertainties—so investors should consider these results alongside future guidance and other disclosures.