FARMERS & MERCHANTS BANCORP INC 8-K

What Happened

• Farmers & Merchants Bancorp, Inc. (FMAO) filed a Form 8-K on February 12, 2026 to report its results of operations and financial condition. The company issued a press release announcing its earnings for the three- and twelve-month periods ended December 31, 2025; that press release is attached as Exhibit 99 and is incorporated by reference into the filing. The 8-K is signed by President & CEO Lars B. Eller and Executive VP & CFO Barbara J. Britenriker.

Key Details

• Filing date: February 12, 2026 (Form 8-K).
• Period covered: three and twelve months ended December 31, 2025 (Q4 and full-year 2025).
• Material included: Company press release announcing earnings attached as Exhibit 99.
• Signatures: Lars B. Eller (President & CEO) and Barbara J. Britenriker (EVP & CFO).

Why It Matters

• This filing signals that the company has publicly reported its quarterly and full-year 2025 financial results; the attached press release will contain the specific numbers investors care about (revenue, net income, EPS, and commentary on trends).
• Retail investors should read the attached press release for the detailed earnings figures and management commentary, and check subsequent SEC filings (10-Q/10-K) for full audited financial statements and additional context.