FINANCIAL INSTITUTIONS INC 8-K

What Happened Financial Institutions, Inc. announced in an 8‑K (Regulation FD disclosure) that its Board of Directors declared cash dividends on February 12, 2026. The Board declared a $0.32 per common share dividend, a $0.75 per share dividend on Series A 3% Preferred Stock, and a $2.12 per share dividend on Series B‑1 8.48% Preferred Stock. All dividends are payable on April 2, 2026 to shareholders of record as of March 13, 2026. The company furnished the press release as Exhibit 99.1 to the Form 8‑K.

Key Details

• Common stock dividend: $0.32 per share.
• Series A 3% Preferred Stock dividend: $0.75 per share.
• Series B‑1 8.48% Preferred Stock dividend: $2.12 per share.
• Record date: March 13, 2026; Payment date: April 2, 2026.

Why It Matters A Board-declared cash dividend is a direct cash return to shareholders and is relevant for income-focused investors and holders of the company’s preferred shares. The dates and amounts determine who is eligible and when payment will be received. The 8‑K disclosure makes the announcement public and timely; investors should review their holdings and the press release (Exhibit 99.1) for any additional context.