Chartier Kirk 4

What Happened

• Chartier Kirk, Chief Strategy Officer of Enova International (ENVA), received equity awards on February 11, 2026. The filing shows: 4,573 restricted stock units (RSUs) granted at $0.00 and 2,938 derivative awards (a limited stock appreciation right (SAR) paired with an employee stock option) also reported at $0.00. Total cash paid for these grants was $0. These are grants/awards (not open-market purchases or sales).

Key Details

• Transaction date: 2026-02-11; Form 4 filed 2026-02-13 (filed timely).
• RSUs: 4,573 shares, $0.00 per share; vesting: roughly equal one-fourth installments on Feb 11 of 2027, 2028, 2029 and 2030 (footnote F1).
• SAR/Option package: 2,938 units, $0.00 per share (derivative). The SAR and option were granted in tandem—exercising one cancels the other (F2). Options vest in equal one-third installments on Feb 11 of 2027, 2028 and 2029 (F4). The SAR can only be exercised after a Change in Control and only for a limited post‑change window; payout equals the excess of the Offer Value Per Share over the option exercise price times the number of shares, and is payable only if an Offer occurs (F2–F3).
• Shares owned after transaction: not specified in the excerpt of the filing provided.
• Transaction code: A = Award/Grant; second line is a derivative award (SAR/option).

Context

• These awards are standard long-term compensation intended for retention (time‑based vesting). The SAR is a contingent derivative that only yields value in connection with certain change‑of‑control transactions—so it does not represent immediately tradable stock.
• Grants like these are routine and do not necessarily indicate the insider is buying or selling shares for market sentiment.