SAIA INC 8-K

What Happened
SAIA Inc. (SAIA) filed a Form 8‑K on Feb. 17, 2026 (Item 7.01) to furnish the transcript of its conference call held Feb. 10, 2026 to discuss fourth‑quarter 2025 earnings. The transcript is attached as Exhibit 99.1. The filing includes the company’s forward‑looking statements disclosure and risk factors and states the information is being furnished (not “filed”) under SEC rules.

Key Details

• Transcript of the Q4 2025 earnings conference call was furnished as Exhibit 99.1 (conference call date: Feb. 10, 2026).
• Filing date: Feb. 17, 2026; form signed by Kelly W. Benton, VP and Chief Accounting Officer.
• The release contains forward‑looking statements and an extensive list of risk factors (economic conditions, fuel costs, labor supply, cybersecurity, regulations, acquisitions, etc.).
• The company states the furnished information is not incorporated by reference into SEC registration statements and is not intended to be deemed “filed” under Section 18.

Why It Matters
The transcript gives investors direct access to management’s commentary on Q4 2025 results, outlook and strategy, plus Q&A that can clarify revenue drivers, costs and operational trends. The forward‑looking disclosure and risk list highlight factors that could affect future performance (fuel, labor, regulation, technology and macro conditions). Because the material is “furnished” rather than “filed,” it’s informational but carries different legal incorporation consequences for SEC filings.