Carroll Joseph W 4

What Happened

• Joseph W. Carroll, a director of Norwood Financial Corp. (NWFL), made multiple open‑market purchases on May 5, 2026, acquiring a total of 672 shares. The purchases were executed in six lots at prices between $29.42 and $29.46, for a combined cost of approximately $19,790 (average ≈ $29.45/share). These were purchases (insider buys), which some investors view as a mildly positive signal but are not proof of future performance.

Key Details

• Transaction date: 2026-05-05 (reported on Form 4 filed 2026-05-06)
• Lots: 76 @ $29.46 ($2,239); 24 @ $29.43 ($706); 100 @ $29.44 ($2,944); 96 @ $29.46 ($2,828); 100 @ $29.42 ($2,942); 276 @ $29.46 ($8,131)
• Total: 672 shares, ~$19,790 total value, average price ≈ $29.45/share
• Transaction code: P (open‑market purchase)
• Shares owned after transaction: not specified in the provided filing
• Footnotes/plan info: none reported in the provided data (no 10b5‑1 plan or tax withholding noted)
• Timeliness: Filing dated 2026-05-06 for 2026-05-05 trades — reported the next business day (appears timely)

Context

• These were straightforward open‑market purchases by a company director for a modest total amount (~$20k). While insider buys can be more informative than sales, the relatively small dollar amount here limits how strongly this single filing should influence investment decisions.