BYLINE BANCORP, INC. 8-K

What Happened

• Byline Bancorp, Inc. filed an 8-K (May 22, 2026) disclosing a Third Amendment to its Second Amended and Restated Term Loan and Revolving Credit Agreement with CIBC Bank USA. The amendment is dated May 22, 2026 and becomes effective May 24, 2026. It renews the company’s revolving line of credit of up to $15,000,000 and extends the revolver’s maturity to May 23, 2027. The amendment is filed as Exhibit 10.1 to the 8-K.

Key Details

• Counterparty: CIBC Bank USA (the lender).
• Revolving line size: up to $15,000,000.
• Effective date of Third Amendment: May 24, 2026 (filed May 22, 2026).
• New maturity date for the revolver: May 23, 2027.
• This is the Third Amendment following prior renewals (May 2024 and May 2025) that previously extended the facility.

Why It Matters

• The amendment preserves Byline’s short-term liquidity option by renewing the $15M revolver and pushing the maturity into mid-2027, which affects the company’s near-term funding flexibility and covenant timeline. Investors should note the company continues to rely on this committed credit facility as part of its funding mix; the full terms are in the filed amendment (Exhibit 10.1) for anyone needing detailed provisions.