FRANKEL ADAM B 4

What Happened Adam B. Frankel, General Counsel of Chime Financial, was granted a total of 337,713 restricted stock units (RSUs) on 2026-03-12 — 112,571 RSUs reported as a direct award and 225,142 RSUs reported as a derivative award. Each RSU represents a contingent right to receive one share of the issuer’s Class A common stock upon vesting. The awards were granted at $0.00 (no cash exchanged).

Key Details

• Transaction date: 2026-03-12; Form 4 filed 2026-03-16 (filed within the standard two business days).
• Grants: 112,571 RSUs @ $0.00 (acquired) and 225,142 RSUs @ $0.00 (derivative); total = 337,713 RSUs.
• Shares owned after transaction: not specified in the filing.
• Footnotes in filing:
  • F1: RSUs — 1/16th vest on May 15, 2026 and quarterly thereafter, subject to continued service.
  • F2: Certain securities are RSUs subject to their applicable vesting schedules.
  • F3: Describes an option vesting schedule (1/48th vest on March 15, 2026 and monthly thereafter).
• No sales, cash purchases, option exercises (resulting in immediate share sales), 10b5-1 plan, or tax-withholding dispositions were reported.

Context These grants are compensatory RSUs that convert to shares only as they vest; they do not represent an immediate cash purchase or sale. Awards like this are common for employee compensation and do not, by themselves, indicate a buy or sell signal.