MVB FINANCIAL CORP 8-K

What Happened
MVB Financial Corp (the holding company for MVB Bank, Inc.) filed an 8-K on January 28, 2026 (Regulation FD Disclosure) announcing its intent to redeem all $40.0 million aggregate principal of its 4.25% Fixed-to-Floating Rate Subordinated Notes due 2030. The company anticipates the redemption date will be March 1, 2026.

Key Details

• Total principal to be redeemed: $40.0 million.
• Note interest: 4.25% Fixed-to-Floating Rate, maturity 2030.
• Redemption price: 100% of principal plus any accrued and unpaid interest to, but excluding, the redemption date.
• Holders will receive formal notice with redemption price, instructions and timing in accordance with the notes’ terms.

Why It Matters
This filing notifies investors that MVB intends to retire the $40.0M of subordinated notes, which will remove that liability from the company’s balance sheet once redeemed. The redemption at par plus accrued interest is a contractual payment to note holders; holders should watch for the formal notice for exact mechanics. The disclosure was signed by CFO Michael R. Sumbs on January 28, 2026.