DOWNES SEAN P 4

What Happened
Sean P. Downes, Executive Chairman and a director of Universal Insurance Holdings, Inc. (UVE), sold a total of 20,000 shares in open-market transactions on April 29, 2026 for aggregate proceeds of approximately $793,765. The sales were reported in three blocks: 11,919 shares at a weighted average price of $39.25 ($467,780), 5,837 shares at $40.08 ($233,957), and 2,244 shares at $41.01 ($92,028). These were outright sales (transaction code S).

Key Details

• Transaction date: 2026-04-29 (filed on 2026-04-30 — timely filing).
• Individual reported weighted-average prices and proceeds:
  • 11,919 shares @ $39.25 = $467,780 (prices in this block ranged $38.675–$39.67; see footnote F1).
  • 5,837 shares @ $40.08 = $233,957 (range $39.68–$40.64; footnote F2).
  • 2,244 shares @ $41.01 = $92,028 (range $40.79–$41.29; footnote F3).
• Total shares sold: 20,000; total proceeds: ~$793,765.
• Shares owned after the transactions: not disclosed in the provided filing.
• Notable footnotes: reported prices are weighted averages; the filing states the insider can provide the number of shares sold at each specific price within the listed ranges upon request.

Context
These were open-market sales (not option exercises, gifts, or awards). Sales by executives are common for liquidity, diversification or other personal reasons and do not by themselves indicate a change in company outlook.