STRUCTURED ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 2005-GEL4

REPORTS TO NOTEHOLDERS

Distribution Date:

25-Oct-05

(i),(xv),(xviii)	Principal Distributions & Pool Balance:
	Beginning Balance	222,435,336.28
	Scheduled Principal	175,378.69
	Prepayments (Includes Curtailments)	9,678,264.49
	Net Liquidation Proceeds	0.00
	Repurchases	0.00
	LPMI Insurance Proceeds	0.00
	Total Principal Remittance	9,853,643.18
	Net Realized Losses	0.00
	Negative Amortization	5,291.87
	Ending Balance	212,586,984.97
	Count	1,374

(ii)

Aggregate Pool Balance (includes Prefund Amount)

212,586,984.97

(xii)	Balance of Deleted Mortgage Loans					0.00
	Balance of Substituted Mortgage Loans					0.00

(xvii)	Ending Overcollateralization Amount	557,236.28
	Target Overcollateralization Amount	557,336.28
	Overcollateralization Deficiency Amount	100.00

(xv),(ix)	Interest Distributions & Fees:	0.00
	Scheduled Interest	1,311,794.05
	Less: Servicing Fee	92,700.86
	Less: LPMI Fee	0.00
	Less: Trustee Fee	1,668.27
	Less: Credit Risk Manager Fee	2,317.03
	Less: Negative Amortization	5,291.87
	Net Interest Available	1,209,816.02

(iv)	Amount of Advances required to be made by servicer	84,544.92
	Amount of Advances actually made by servicer	84,544.92
	Amount of Advance shortfall	0.00

(v),(x)

Delinquency Information & Mortgage Pool characteristics

*Note: The above statistics do not include loans in foreclosure or bankruptcy proceedings or REO properties.

	Current Delinquency Rate (60+days)					1.83127%
	Rolling Three Month Delinquency Rate (60+days)					1.83127%

	Weighted Average Term to Maturity of Mortgage Loans					321
	Weighted Average Gross Coupon of Mortgage Loans					7.07690%
	Weighted Average Net Coupon of Mortgage Loans					6.56780%

(xi)

Balance of Loans which became REO in the prior calendar month

0.00

(viii)	Realized Losses incurred during the related Prepayment Period					0.00
	Cumulative Realized Losses since Cut-Off Date					0.00

(vii)

Prepayment Premiums paid to Class P Certificate

61,323.06

(xi)

Interest Shortfall

(xii)

Payments made under Swap Agreement to Swap Counterparty

0.00

Structured Asset Securities Corporation, 2005-GEL4 8-K