ZIDAR THOMAS P 4

What Happened
Thomas P. Zidar, Chairman and Senior Market Head — Wealth Management at Wintrust Financial Corp (WTFC), was awarded 5,879 shares on January 22, 2026. The award is reported at an aggregate value of $894,843 based on a per-share value of $152.21. This was an award/grant (not an open-market purchase or sale) tied to the company’s compensation programs.

Key Details

• Transaction date: January 22, 2026; reported on Form 4 filed January 26, 2026 (filed within the standard two-business-day window).
• Award size and value: 5,879 shares at $152.21 per share — total reported value $894,843. (Transaction code A = Award/Grant.)
• Footnotes in the filing:
  • F1: 1,737 Restricted Stock Units (RSUs) awarded under the 2025 Stock Incentive Plan; each RSU converts to one share and vests on the third anniversary of grant.
  • F2: 4,142 shares awarded contingent on attainment of performance objectives under the Company’s Long Term Incentive Program (performance shares).
  • F3: Filing also notes 210 shares purchased by the reporting person during 2025 via the Company’s Employee Stock Purchase Plan.
• Shares owned after the transaction are not specified in the summary data provided in your prompt.

Context
This is a compensation award rather than a market purchase or sale. RSUs vest over time and performance shares pay out only if specified performance goals are met, so the grant does not represent an immediate acquisition of transferable shares. Such awards are routine elements of executive compensation and should be interpreted as part of pay, not necessarily as an independent signal of the insider’s view of the company’s short-term stock prospects.