EX-99 2 he2072506.txt EX 99.1 GMACM HOME EQUITY LOAN TRUST 2006-HE2 GMACM Home Equity Loan-Backed Term Notes, Series 2006-HE2 Cut-Off Period Date 06/30/06 Determination Date 07/18/06 Record Date 07/24/06 Payment Date 07/25/06 Actual Days in Accrual Period (30/360) 26 Accrual Period (30/360) 30 SERVICING CERTIFICATE Beginning Pool Balance 479,957,277.59 Beginning PFA 160,042,722.41 Ending Pool Balance 474,435,212.97 Ending PFA Balance 160,042,722.41 Principal Collections 5,522,064.62 Principal Draws - Net Principal Collections 5,522,064.62 Active Loan Count 9,464 Net Interest Collections 2,188,075.58 Weighted Average Net Loan Rate 7.72673% Weighted Average Net WAC Rate 7.59953% Substitution Adjustment Amount 0.00 Excess Spread Cash (0.00)

Beginning Overcollateralization Amount 13,760,000.00 Overcollateralization Amount Increase (Decrease) - Outstanding Overcollateralization Amount 13,760,000.00 Target Overcollateralization Amount 24,320,000.00 Credit Enhancement Draw Amount 0.00 Unreimbursed Credit Enhancer Prior Draws 0.00

*Delinquency Figures Do Not include Bankruptcy, Foreclosure, and REO.

CAPITALIZED INTEREST ACCOUNT Beginning Balance 1,759,315.20 Withdraw relating to Collection Period 1,159,596.70 Interest Earned (Zero, Paid to Funding Account) 0.00 ------------------------ Ending Capitalized Interest Account Balance as of Payment Date 599,718.50 Interest earned for Collection Period 246.16 Interest withdrawn related to prior Collection Period 0.00 PREFUNDING ACCOUNT Beginning Balance 160,042,722.41 Additional Purchases during Revolving Period 0.00 Balance in Pre-Funding Account due to Noteholders 0.00 Excess of Draws over Principal Collections 0.00 ------------------------ Total Ending Balance as of Payment Date 160,042,722.41 Interest earned for Collection Period 22,393.02 Interest withdrawn related to prior Collection Period 0.00 CASH FLOWS RECEIVED Principal Collections 5,522,064.62 Interest Collections 2,388,057.78 Servicer Advances 0.00 Capital Interest Account withdrawal 1,159,596.70 Reinvestment Income 22,639.18 Substitution Adjustment Amount 0.00 Recovery Amounts 0.00 ------------------------ TOTAL CASH FLOWS RECEIVED 9,092,358.28 CASH FLOWS DISTRIBUTED Principal Distribution 5,522,064.62 Interest Distribution 3,302,468.79 Residual Amount - Certificates 0.00 Servicer Advances - Reimbursement 0.00 GMACM Service Fee 199,982.20 GMACM Recovery Fee 0.00 Credit Enhancer Fee - FGIC 67,842.67 ------------------------ TOTAL CASH FLOWS DISTRIBUTED 9,092,358.28 NET CASH FLOWS REMAINING 0.00 TRIGGER ANALYSIS Rolling 3 Month Delinquency Percentage 0.00% Rolling 3 Month Delinquency Required Percentage 4.00% Aggregate Liquidation Percentage 0.00% Aggregate Liquidation Required Percentage 0.00% SERVICING TERMINATION EVENT NO Rolling 3 Month Delinquency Percentage 0.00% Rolling 3 Month Delinquency Required Percentage 4.00% Aggregate Liquidation Percentage 0.00% Aggregate Liquidation Required Percentage 0.00% SERVICING TRIGGER EVENT NO Step Down Date NO Step Up Date - Class A-4 NO

GMACM Home Equity Loan Trust 2006-HE2 10-D