First Guaranty Bancshares, Inc. 8-K

What Happened
First Guaranty Bancshares, Inc. (FGBI) filed an 8-K on January 28, 2026 announcing its financial results for the three months and fiscal year ended December 31, 2025. The company furnished a press release with those results (Exhibit 99.1) titled "First Guaranty Bancshares, Inc. Announces Fourth Quarter and Fiscal Year 2025 Results." The exhibit is furnished — not “filed” — and therefore is not subject to Section 18 liability nor automatically incorporated by reference into other Securities Act filings. The report was signed by Eric J. Dosch, Chief Financial Officer.

Key Details

• Filing date: January 28, 2026 (Form 8-K, Item 2.02 and Item 9.01).
• Period covered: three months and year ended December 31, 2025.
• Exhibit: Press Release dated January 28, 2026 (Exhibit 99.1) disclosing the company’s quarterly and annual results.
• Legal note: Exhibit 99.1 is furnished, not filed; it is not deemed filed under Section 18 and is not incorporated by reference.

Why It Matters
This filing signals that FGBI has released its latest earnings and financial metrics (earnings, revenue, and related quarterly results). Investors should review the enclosed press release for the company’s reported revenue, net income/loss, guidance (if any), and management commentary, since those results can affect the stock price and investor decisions. Because the release is furnished rather than filed, it has different legal implications for liability and incorporation into future SEC filings — but it remains the primary source for the company’s reported financial performance for Q4 and FY2025.