First Guaranty Bancshares, Inc. 8-K

What Happened

• First Guaranty Bancshares, Inc. (FGBI) announced the release of its Fourth Quarter 2025 Report to shareholders by filing a Form 8-K on February 20, 2026.
• The company's press release, titled "Fourth Quarter 2025 Report," is attached as Exhibit 99.1 to the Form 8-K. The filing notes the exhibit is furnished and is not deemed "filed" under Section 18 of the Securities Exchange Act and is not incorporated by reference into filings under the Securities Act.
• The report filing was signed on behalf of the company by Eric J. Dosch, Chief Financial Officer, on February 20, 2026.

Key Details

• Filing date: February 20, 2026 (Form 8-K, Item 2.02: Results of Operations and Financial Condition).
• Exhibit included: Press Release captioned "Fourth Quarter 2025 Report" (Exhibit 99.1).
• Legal note: Exhibit 99.1 is furnished — not legally "filed" for Section 18 purposes and not incorporated by reference under the Securities Act.
• Signatory: Eric J. Dosch, Chief Financial Officer, executed the Form 8-K.

Why It Matters

• This filing indicates FGBI has published its quarterly results and commentary for Q4 2025; investors should read the attached press release for revenue, earnings, and other financial metrics.
• The legal designation that the press release is "furnished" (not "filed") affects liability and whether its contents are automatically incorporated into future SEC filings — an important technical detail for disclosure tracking.
• Retail investors monitoring FGBI should review the press release (Exhibit 99.1) and any subsequent SEC filings for the full financial details and management commentary.