Exhibit 99.2

LCNB Corp. and Subsidiaries

Financial Highlights

(Dollars in thousands, except per share amounts)

(Unaudited)

	Three Months Ended															Nine Months Ended
	9/30/2025			6/30/2025			3/31/2025			12/31/2024			9/30/2024			9/30/2025			9/30/2024
Condensed Income Statement
Interest income	$	26,305			25,939			25,316			26,894			26,398			77,560			78,121
Interest expense		8,179			8,398			9,017			10,181			11,428			25,594			34,039
Net interest income		18,126			17,541			16,299			16,713			14,970			51,966			44,082
Provision for credit losses		211			18			197			649			660			426			1,313
Net interest income after provision for credit losses		17,915			17,523			16,102			16,064			14,310			51,540			42,769
Non-interest income		5,704			5,248			5,222			5,988			6,407			16,174			14,416
Non-interest expense		15,145			15,567			15,809			14,592			15,387			46,521			48,684
Income before income taxes		8,474			7,204			5,515			7,460			5,330			21,193			8,501
Provision for income taxes		1,538			1,285			906			1,340			798			3,729			1,129
Net income	$	6,936		$	5,919		$	4,609		$	6,120		$	4,532		$	17,464		$	7,372

Supplemental Income Statement Information
Accretion income on acquired loans	$	904			1,174			692			1,271			800			2,770			2,824
Amortization expenses on acquired interest-bearing liabilities		—			—			—			119			378			—			1,475
Tax-equivalent net interest income		18,169			17,584			16,338			16,754			15,013			52,090			44,202
Pre-provision, pre-tax net income		8,685			7,222			5,712			8,109			5,990			21,619			9,814

Per Share Data
Dividends per share	$	0.22			0.22			0.22			0.22			0.22			0.66			0.66
Basic earnings per common share	$	0.49			0.41			0.33			0.44			0.31			1.23			0.53
Diluted earnings per common share	$	0.49			0.41			0.33			0.44			0.31			1.23			0.53
Book value per share	$	19.02			18.59			18.26			17.92			17.95			19.02			17.95
Tangible book value per share	$	12.15			11.69			11.34			10.96			10.97			12.15			10.97
Weighted average common shares outstanding:
Basic		14,097,414			14,085,764			14,051,310			14,027,043			14,018,765			14,079,519			13,676,989
Diluted		14,097,414			14,085,764			14,051,310			14,027,043			14,018,765			14,079,519			13,676,989
Shares outstanding at period end		14,186,204			14,175,241			14,166,915			14,118,040			14,110,210			14,186,204			14,110,210

Selected Financial Ratios
Return on average assets		1.21	%		1.04	%		0.81	%		1.04	%		0.76	%		1.02	%		0.42	%
Return on average equity		10.33	%		9.09	%		7.33	%		9.60	%		7.23	%		8.95	%		4.06	%
Return on average tangible common equity		16.29	%		14.54	%		11.91	%		15.67	%		12.27	%		14.32	%		6.70	%
Dividend payout ratio		44.90	%		53.66	%		66.67	%		50.00	%		70.97	%		53.66	%		124.53	%
Net interest margin (tax equivalent)		3.57	%		3.47	%		3.25	%		3.22	%		2.84	%		3.43	%		2.81	%
Efficiency ratio (tax equivalent)		63.44	%		68.18	%		73.33	%		64.16	%		71.83	%		68.15	%		83.05	%

Selected Balance Sheet Items
Cash and cash equivalents	$	35,865			49,778			37,670			35,744			39,374
Debt and equity securities		292,604			302,935			305,644			306,795			313,545

Loans:
Commercial and industrial	$	107,925			110,528			112,580			118,494			119,079
Commercial, secured by real estate		1,083,748			1,110,875			1,110,276			1,113,921			1,105,405
Residential real estate		454,918			459,473			463,379			456,298			459,740
Consumer		17,748			18,452			19,030			20,474			22,088
Agricultural		15,262			14,413			13,161			13,242			13,113
Other, including deposit overdrafts		267			171			133			179			496
Deferred net origination fees		(840	)		(902	)		(929	)		(796	)		(861	)
Loans, gross		1,679,028			1,713,010			1,717,630			1,721,812			1,719,060
Less allowance for credit losses		12,170			12,108			12,124			12,001			11,867
Loans, net	$	1,666,858		$	1,700,902		$	1,705,506		$	1,709,811		$	1,707,193

Loans held for sale	$	4,018			6,026			6,098			5,556			35,687

	Three Months Ended															Nine Months Ended
	9/30/2025			6/30/2025			3/31/2025			12/31/2024			9/30/2024			9/30/2025			9/30/2024
Selected Balance Sheet Items, continued

Allowance for Credit Losses on Loans:
Allowance for credit losses, beginning of period	$	12,108			12,124			12,001			11,867			11,270
Fair value adjustment for purchased credit deteriorated loans		—			—			—			—			—
Provision for credit losses on loans		231			63			162			728			681
Losses charged off		(193	)		(95	)		(53	)		(616	)		(122	)
Recoveries		24			16			14			22			38
Allowance for credit losses, end of period	$	12,170			12,108			12,124			12,001			11,867

Total earning assets	$	1,983,606			2,034,540			2,038,666			2,044,208			2,044,318
Goodwill		90,310			90,310			90,310			90,310			90,209
Core deposit intangibles		7,161			7,408			7,708			8,006			8,309
Mortgage servicing rights		2,519			2,698			2,908			3,098			3,296
Other non-earning assets		160,769			172,844			163,153			161,772			200,776
Total non-earning assets		260,759			273,260			264,079			263,186			302,590
Total assets		2,244,365			2,307,800			2,302,745			2,307,394			2,346,908
Total deposits		1,849,082			1,919,372			1,921,649			1,878,292			1,917,005
Long-term debt		104,717			105,000			104,637			155,153			155,662
Total shareholders’ equity		269,870			263,474			258,651			253,036			253,246
Equity to assets ratio		12.02	%		11.42	%		11.23	%		10.97	%		10.79	%
Loans to deposits ratio		90.80	%		89.25	%		89.38	%		91.67	%		89.67	%

Tangible common equity (TCE)	$	172,399			165,756			160,633			154,721			154,728
Tangible common assets (TCA)		2,146,894			2,210,082			2,204,727			2,209,079			2,248,390
TCE/TCA		8.03	%		7.50	%		7.29	%		7.00	%		6.88	%

Selected Average Balance Sheet Items
Cash and cash equivalents	$	38,466			34,256			36,125			31,648			39,697			36,174			43,486
Debt and equity securities		298,341			302,475			304,033			311,323			314,255			301,713			311,551

Loans, including loans held for sale	$	1,706,281			1,718,959			1,721,894			1,751,644			1,770,330			1,715,654			1,770,383
Less allowance for credit losses on loans		12,099			12,117			11,996			11,856			11,281			12,071			11,059
Net loans	$	1,694,182			1,706,842			1,709,898			1,739,788			1,759,049			1,703,583			1,759,324

Total earning assets	$	2,017,294			2,031,261			2,036,514			2,072,397			2,099,954			2,028,403			2,099,536
Goodwill		90,310			90,310			90,310			90,218			94,006			90,310			88,442
Core deposit intangibles		7,275			7,555			7,854			8,154			8,458			7,559			7,349
Mortgage servicing rights		2,699			2,908			3,099			3,296			3,522			2,901			3,787
Other non-earning assets		159,328			158,251			160,281			158,022			159,736			159,163			155,999
Total non-earning assets		259,612			259,024			261,544			259,690			265,722			259,933			255,577
Total assets		2,276,906			2,290,285			2,298,058			2,332,087			2,365,676			2,288,336			2,355,113
Total deposits		1,884,748			1,906,305			1,896,443			1,901,442			1,936,601			1,895,791			1,909,146
Short-term borrowings		52			63			72			11			11			62			25,358
Long-term debt		104,951			104,701			127,289			155,573			158,419			112,232			157,056
Total shareholders’ equity		266,489			261,193			255,120			253,727			249,370			260,976			242,829
Equity to assets ratio		11.70	%		11.40	%		11.10	%		10.88	%		10.54	%		11.40	%		10.31	%
Loans to deposits ratio		90.53	%		90.17	%		90.80	%		92.12	%		91.41	%		90.50	%		92.73	%

Asset Quality
Net charge-offs	$	169			79			39			595			84			287			147
Other real estate owned		—			—			—			—			—

Non-accrual loans	$	1,793			4,500			4,710			4,528			3,001
Loans past due 90 days or more and still accruing		163			271			181			90			283
Total nonperforming loans	$	1,956		$	4,771		$	4,891		$	4,618		$	3,284

Net charge-offs to average loans		0.04	%		0.02	%		0.01	%		0.14	%		0.02	%		0.02	%		0.01	%
Allowance for credit losses on loans to total loans		0.72	%		0.71	%		0.71	%		0.70	%		0.69	%
Nonperforming loans to total loans		0.12	%		0.28	%		0.28	%		0.27	%		0.19	%
Nonperforming assets to total assets		0.09	%		0.21	%		0.21	%		0.20	%		0.14	%

	Three Months Ended										Nine Months Ended
	9/30/2025		6/30/2025		3/31/2025		12/31/2024		9/30/2024		9/30/2025	9/30/2024
Assets Under Management
LCNB Corp. total assets	$	2,244,365		2,307,800		2,302,745		2,307,394		2,346,908
Trust and investments (fair value)		1,041,270		990,699		957,359		942,249		933,341
Mortgage loans serviced		341,548		348,003		354,593		397,625		366,175
Cash management		73,002		62,737		100,830		146,657		165,218
Investment services (fair value)		494,947		466,299		441,621		438,310		435,611
Total assets managed	$	4,195,132		4,175,538		4,157,148		4,232,235		4,247,253

	Three Months Ended September 30,																	Three Months Ended June 30,
	2025								2024									2025
	Average			Interest		Average			Average			Interest			Average			Average			Interest		Average
	Outstanding			Earned/		Yield/			Outstanding			Earned/			Yield/			Outstanding			Earned/		Yield/
	Balance			Paid		Rate			Balance			Paid			Rate			Balance			Paid		Rate
Loans (1)	$	1,706,281			24,163		5.62	%		1,770,330			24,342			5.47	%		1,718,959			23,838		5.56	%
Interest-bearing demand deposits		12,416			183		5.85	%		15,369			209			5.41	%		9,573			140		5.87	%
Interest-bearing time deposits		256			2		3.10	%		—			—			—	%		254			6		9.47	%
Federal Reserve Bank stock		6,405			96		5.95	%		6,393			(1	)		(0.06	)%		6,405			98		6.14	%
Federal Home Loan Bank stock		20,710			452		8.66	%		20,710			464			8.91	%		20,710			447		8.66	%
Investment securities:
Equity securities		5,072			37		2.89	%		5,026			40			3.17	%		5,053			36		2.86	%
Debt securities, taxable		247,878			1,212		1.94	%		262,220			1,181			1.79	%		251,920			1,213		1.93	%
Debt securities, non-taxable (2)		18,276			203		4.41	%		19,906			206			4.12	%		18,387			204		4.45	%
Total earnings assets		2,017,294			26,348		5.18	%		2,099,954			26,441			5.01	%		2,031,261			25,982		5.13	%
Non-earning assets		271,717								277,003									271,147
Allowance for credit losses		(12,105	)							(11,281	)								(12,123	)
Total assets	$	2,276,906								2,365,676									2,290,285

Interest-bearing demand and money market deposits	$	638,825			2,693		1.67	%		585,823			3,006			2.04	%		603,066			2,374		1.58	%
Savings deposits		359,481			206		0.23	%		367,045			274			0.30	%		363,679			199		0.22	%
IRA and time certificates		420,508			3,958		3.73	%		538,070			6,298			4.66	%		466,065			4,546		3.91	%
Short-term borrowings		52			1		7.63	%		11			—			—	%		63			1		6.37	%
Long-term debt		104,951			1,321		4.99	%		158,419			1,850			4.65	%		104,701			1,278		4.90	%
Total interest-bearing liabilities		1,523,817			8,179		2.13	%		1,649,368			11,428			2.76	%		1,537,574			8,398		2.19	%
Demand deposits		465,934								445,663									473,495
Other liabilities		20,666								21,275									18,023
Equity		266,489								249,370									261,193
Total liabilities and equity	$	2,276,906								2,365,676									2,290,285
Net interest rate spread (3)							3.05	%								2.25	%							2.94	%
Net interest income and net interest margin on a taxable-equivalent basis (4)					18,169		3.57	%					15,013			2.84	%					17,584		3.47	%
Ratio of interest-earning assets to interest-bearing liabilities		132.38	%							127.32	%								132.11	%

	(1)	Includes non-accrual loans and loans held for sale
	(2)	Income from tax-exempt securities is included in interest income on a taxable-equivalent basis. Interest income has been divided by a factor comprised of the complement of the incremental tax rate of 21%.
	(3)	The net interest spread is the difference between the average rate on total interest-earning assets and interest-bearing liabilities.
	(4)	The net interest margin is the taxable-equivalent net interest income divided by average interest-earning assets.

	For the Nine Months Ended September 30,
	2025								2024
	Average			Interest		Average			Average			Interest		Average
	Outstanding			Earned/		Yield/			Outstanding			Earned/		Yield/
	Balance			Paid		Rate			Balance			Paid		Rate
Loans ⁽¹⁾	$	1,715,654			71,182		5.55	%		1,770,383			71,860		5.42	%
Interest-bearing demand deposits		10,783			455		5.64	%		17,602			747		5.67	%
Interest-bearing time deposits		253			8		4.23	%		—			—		—	%
Federal Reserve Bank stock		6,405			288		6.01	%		6,051			176		3.89	%
Federal Home Loan Bank stock		20,710			1,367		8.83	%		19,040			1,172		8.22	%
Investment securities:
Equity securities		5,056			112		2.96	%		5,002			119		3.18	%
Debt securities, taxable		251,597			3,681		1.96	%		262,360			3,596		1.83	%
Debt securities, non-taxable ⁽²⁾		17,945			591		4.40	%		19,098			571		3.99	%
Total earnings assets		2,028,403			77,684		5.12	%		2,099,536			78,241		4.98	%
Non-earning assets		272,010								266,641
Allowance for credit losses		(12,077	)							(11,064	)
Total assets	$	2,288,336								2,355,113

Interest-bearing demand and money market deposits	$	604,372			7,404		1.64	%		625,785			10,498		2.24	%
Savings deposits		362,989			600		0.22	%		369,104			787		0.28	%
IRA and time certificates		460,970			13,531		3.92	%		467,425			16,173		4.62	%
Short-term borrowings		62			3		6.47	%		25,358			1,116		5.88	%
Long-term debt		112,232			4,056		4.83	%		157,056			5,465		4.65	%
Total interest-bearing liabilities		1,540,625			25,594		2.22	%		1,644,728			34,039		2.76	%
Demand deposits		467,460								446,832
Other liabilities		19,275								20,724
Equity		260,976								242,829
Total liabilities and equity	$	2,288,336								2,355,113
Net interest rate spread⁽³⁾							2.90	%							2.22	%
Net interest income and net interest margin on a taxable-equivalent basis ⁽⁴⁾					52,090		3.43	%					44,202		2.81	%
Ratio of interest-earning assets to interest-bearing liabilities		131.66	%							127.65	%

	(1)	Includes non-accrual loans and loans held for sale
	(2)	Income from tax-exempt securities is included in interest income on a taxable-equivalent basis. Interest income has been divided by a factor comprised of the complement of the incremental tax rate of 21%.
	(3)	The net interest spread is the difference between the average rate on total interest-earning assets and interest-bearing liabilities.
	(4)	The net interest margin is the taxable-equivalent net interest income divided by average interest-earning assets.

Exhibit 99.2

LCNB CORP. AND SUBSIDIARIES

CONSOLIDATED CONDENSED BALANCE SHEETS

(Unaudited, dollars in thousands)

	September 30, 2025			December 31, 2024
	Unaudited			Audited
ASSETS:
Cash and due from banks	$	28,167			20,393
Interest-bearing demand deposits		7,698			15,351
Total cash and cash equivalents		35,865			35,744
Interest-bearing time deposits		258			250
Investment securities:
Equity securities with a readily determinable fair value, at fair value		1,414			1,363
Equity securities without a readily determinable fair value, at cost		3,666			3,666
Debt securities, available-for-sale, at fair value		243,105			258,327
Debt securities, held-to-maturity, at cost, net of allowance for credit losses of $12 and $5 at September 30, 2025 and December 31, 2024, respectively		17,304			16,324
Federal Reserve Bank stock, at cost		6,405			6,405
Federal Home Loan Bank stock, at cost		20,710			20,710
Loans held-for-sale		4,018			5,556
Loans, net of allowance for credit losses of $12,170 and $12,001 at September 30, 2025 and December 31, 2024, respectively		1,666,858			1,709,811
Premises and equipment, net		39,422			41,049
Operating lease right-of-use assets		6,405			5,785
Goodwill		90,310			90,310
Core deposit and other intangibles, net		9,680			11,104
Bank-owned life insurance		55,061			54,002
Interest receivable		8,803			8,701
Other assets, net		35,081			38,287
TOTAL ASSETS	$	2,244,365			2,307,394

LIABILITIES:
Deposits:
Noninterest-bearing	$	454,192			459,619
Interest-bearing		1,394,890			1,418,673
Total deposits		1,849,082			1,878,292
Long-term debt		104,717			155,153
Operating lease liabilities		6,770			6,115
Accrued interest and other liabilities		13,926			14,798
TOTAL LIABILITIES		1,974,495			2,054,358

COMMITMENTS AND CONTINGENT LIABILITIES		—			—

SHAREHOLDERS' EQUITY:
Preferred shares – no par value, authorized 1,000,000 shares, none outstanding		—			—
Common shares – no par value; authorized 19,000,000 shares; issued 17,401,712 and 17,329,423 shares at September 30, 2025 and December 31, 2024, respectively; outstanding 14,186,204 and 14,118,040 shares at September 30, 2025 and December 31, 2024, respectively		187,957			186,937
Retained earnings		149,403			141,290
Treasury shares at cost, 3,215,508 and 3,211,383 shares at September 30, 2025 and December 31, 2024, respectively		(56,071	)		(56,002	)
Accumulated other comprehensive loss, net of taxes		(11,419	)		(19,189	)
TOTAL SHAREHOLDERS' EQUITY		269,870			253,036
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$	2,244,365			2,307,394

Exhibit 99.2

LCNB CORP. AND SUBSIDIARIES

CONSOLIDATED CONDENSED STATEMENTS OF INCOME

(Dollars in thousands, except per share data)

(Unaudited)

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2025		2024		2025		2024
INTEREST INCOME:
Interest and fees on loans	$	24,163		24,342		71,182		71,860
Dividends on equity securities:
With a readily determinable fair value		12		10		33		28
Without a readily determinable fair value		25		30		79		91
Interest on debt securities:
Taxable		1,212		1,181		3,681		3,596
Non-taxable		160		163		467		451
Other investments		733		672		2,118		2,095
TOTAL INTEREST INCOME		26,305		26,398		77,560		78,121

INTEREST EXPENSE:
Interest on deposits		6,857		9,578		21,535		27,458
Interest on short-term borrowings		1		—		3		1,116
Interest on long-term debt		1,321		1,850		4,056		5,465
TOTAL INTEREST EXPENSE		8,179		11,428		25,594		34,039
NET INTEREST INCOME		18,126		14,970		51,966		44,082

PROVISION FOR CREDIT LOSSES		211		660		426		1,313
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES		17,915		14,310		51,540		42,769

NON-INTEREST INCOME:
Fiduciary income		2,588		2,097		7,014		6,137
Service charges and fees on deposit accounts		1,935		1,899		5,585		4,820
Net losses from sales of debt securities, available-for-sale		—		—		—		(214	)
Bank-owned life insurance income		361		654		1,060		1,313
Net gains from sales of loans		718		1,625		2,174		2,197
Net other operating income		102		132		341		163
TOTAL NON-INTEREST INCOME		5,704		6,407		16,174		14,416

NON-INTEREST EXPENSE:
Salaries and employee benefits		8,682		9,025		26,726		26,585
Equipment expenses		380		420		1,133		1,205
Occupancy expense, net		1,015		966		3,047		2,915
State financial institutions tax		432		505		1,334		1,409
Marketing		336		320		932		704
Amortization of intangibles		247		304		845		838
FDIC insurance premiums, net		359		547		1,149		1,445
Contracted services		880		807		2,609		2,435
Merger-related expenses		—		281		140		3,376
Other non-interest expense		2,814		2,212		8,606		7,772
TOTAL NON-INTEREST EXPENSE		15,145		15,387		46,521		48,684
INCOME BEFORE INCOME TAXES		8,474		5,330		21,193		8,501
PROVISION FOR INCOME TAXES		1,538		798		3,729		1,129
NET INCOME	$	6,936		4,532		17,464		7,372

Earnings per common share:
Basic		0.49		0.31		1.23		0.53
Diluted		0.49		0.31		1.23		0.53
Weighted average common shares outstanding:
Basic		14,097,414		14,018,765		14,079,519		13,676,989
Diluted		14,097,414		14,018,765		14,079,519		13,676,989

LCNB CORP 8-K