PATRIOT NATIONAL BANCORP INC 8-K

What Happened

• On December 31, 2025, the Chief Executive Officer of Patriot Bank, N.A. (the Bank), the wholly‑owned banking subsidiary of PATRIOT NATIONAL BANCORP INC (PNBK), issued a letter to investors providing updates about the Bank’s progress in 2025. The company filed a Form 8‑K under Item 7.01 (Regulation FD Disclosure) and attached the CEO letter as Exhibit 99.1.

Key Details

• Date of disclosure: December 31, 2025.
• Issuer: CEO of Patriot Bank, N.A., subsidiary of PATRIOT NATIONAL BANCORP INC.
• Filing: Form 8‑K, Item 7.01 (Regulation FD Disclosure); CEO letter attached as Exhibit 99.1.
• No additional financial statements or other material changes were included in this filing.

Why It Matters

• The CEO letter gives all investors the company’s management view of Patriot Bank’s progress in 2025 and ensures broad, simultaneous disclosure under Regulation FD. For retail investors, this is a direct management update that may provide context ahead of future filings or earnings disclosures. The 8‑K itself does not present new financial results or other material corporate actions.