GOMEZ OSCAR 4

What Happened
Oscar Gomez, Executive Vice President, Global Banking at USCB Financial Holdings (USCB), disposed of 605 shares on January 21, 2026 at $20.38 per share for a total of $12,330. The Form 4 reports code "F" — shares disposed to satisfy tax withholding or payment of an exercise price/tax liability — indicating this was a tax-withholding/cashless-type disposition rather than a market sale intended as an investment decision.

Key Details

• Transaction date: January 21, 2026; filing date: January 23, 2026 (appears timely).
• Price: $20.38 per share; Shares disposed: 605; Gross proceeds: $12,330.
• Transaction code: F — payment of exercise price or tax liability (tax withholding).
• Shares owned after transaction: not specified in the provided filing excerpt.
• Footnotes of note:
  • F1: Lists restricted stock that includes 957, 1,813, 10,000 and 4,078 shares from multiple grants with one‑third-per‑year vesting schedules (vesting start dates: Jan 22, 2025; Mar 8, 2024; Oct 28, 2025; Jan 21, 2026).
  • F2/F3: Refer to option grants that vest at one‑third per year (commencing Sept 27, 2022 and July 1, 2018, respectively).

Context
Code F transactions are typically routine tax-withholding disposals tied to option exercises or restricted stock vesting (a form of cashless settlement). These disposals generally reflect tax obligations rather than a directional bet on the company; they do not by themselves indicate management sentiment about the stock.