GUERRA-KATTOU MARTHA 4

What Happened
Martha Guerra-Kattou, EVP Sales & Marketing of USCB Financial Holdings (USCB), had 584 shares disposed on January 21, 2026 to satisfy a tax liability (transaction code F). The shares were valued at $20.38 each for a total of $11,902. This was a withholding/disposition to cover taxes (routine), not an open-market purchase.

Key Details

• Transaction date: 2026-01-21; price: $20.38; shares disposed: 584; total value: $11,902.
• Transaction type/code: F — payment of exercise price or tax liability (shares withheld to cover taxes).
• Filing date: 2026-01-23 (timely filing).
• Shares owned after the transaction: not disclosed in this filing.
• Relevant footnotes:
  • F1: Describes multiple restricted stock grants with staggered vesting (includes 885, 1,644, 13,333 and 3,938 restricted shares from various grants and vesting start dates).
  • F2: Options vest at one-third per year commencing January 22, 2022.

Context
Code F typically indicates shares were withheld to satisfy tax withholding obligations upon vesting or exercise. This kind of disposition is routine and reflects tax mechanics rather than a directional bet on the stock. The footnotes show several restricted stock grants and a standard multi-year vesting schedule for options, which helps explain why withholding occurred.