Anderson Robert B. 4

What Happened

• Robert B. Anderson, Executive Vice President and Chief Financial Officer of USCB Financial Holdings (USCB), disposed of 1,094 shares on January 21, 2026. The shares were surrendered to satisfy tax withholding obligations at $20.38 per share, for a total of $22,296. This is a routine tax-withholding disposal (transaction code F), not an open-market sell.

Key Details

• Transaction date: 2026-01-21; Price: $20.38 per share; Total value: $22,296.
• Transaction code: F — payment of exercise price or tax liability (here used for tax withholding on vested restricted stock).
• Filing date: 2026-01-23 for a 2026-01-21 transaction — appears timely (no late-filing flag).
• Shares owned after transaction: not specified in the provided excerpt.
• Relevant footnotes: F1 details restricted stock subject to vesting (5,661 of 8,761; 1,375 of 4,127; 2,683 of 8,051; and 8,333 of 25,000 shares from various grants with staggered vesting start dates). F2 and F3 note option vesting schedules (vest at one-third per year starting 9/10/2021 and 9/27/2022, respectively).

Context

• This was a tax-withholding disposal tied to restricted stock vesting — a common administrative action that does not necessarily reflect the insider’s view of the company. It differs from an open-market sale because shares are surrendered to cover taxes rather than sold for cash proceeds to the insider.